Don't understand Obamacare? Watch YouToonsJuly 18, 2013: 2:02 PM ET
Lots of Americans still don't know how Obamacare works.
Enter YouToons to help clear up the confusion.
The Kaiser Family Foundation, gurus in breaking down the Affordable Care Act for the press and the public, has created an animated video to walk folks through the changes to and costs of health reform in 2014. That's when the coverage on the state-based health insurance exchanges begins.
The 7-minute video is narrated by Charlie Gibson, former anchor of ABC's World News with Charlie Gibson and a member of the foundation's board. It explains what will happen to those who get their health insurance from their employers, the government or the individual market, as well as those who remain uninsured.
The piece also gives an overview of the exchanges, which it compares to virtual insurance mega-malls. It explains that people with pre-existing conditions cannot be turned down, that men and women will pay the same amount and that older Americans will likely see their rates come down.
It also touches on federal premium subsidies for low- and moderate-income folks, as well as the penalty for staying uninsured.